The problem
Cash App, Chime, debit and prepaid cards get turned away by many hotels, car rentals and cloud services, and nobody explains why.
Cards with limits you choose · Free to try
Dignity at every checkout.
Hotels, car rentals and cloud services often turn away Cash App, Chime and prepaid cards, and rarely say why. Digna gives you a card for each one, paid from your own money, with a limit you choose. No credit check, no debt. And if a place ever says no, you'll know exactly why.
Already have an account? · Starts with $250 in practice money.
DignaDigna card · Example
Cloud hosting$32 of $50 limit
•••• 4242
What Digna does
Gives you a card for each of those places. It works like a credit card, pays from your Digna wallet, and can never spend past the limit you choose.
What you can do today
Make an account, get $250 in practice money, make cards, and see what real-world checkouts say to your everyday card versus a Digna card. Real cards are coming.
Dignity · Convenience · Efficiency
A declined card isn't just a failed payment.
It's being told, in public, that your money doesn't count. Digna is built so that never happens to you, and every feature keeps that promise.
No public declines
Know before you pay. Try paying and the money assistant show you whether a card will work, and why, so you're not caught out at the counter.
No credit check, no judgment
Sign up with an email. Your history doesn't decide your access.
Your money, not a loan
Every card spends only your own money. No debt, no interest, no traps.
Limits that protect you
No place can take more than you allowed, so a surprise charge never costs you rent. Need more? Raise it, as far as your money covers.
Plain words
Banks speak in codes. Digna's assistant, built on Meta's Muse Spark, speaks like a person and tells you what to do next.
Private by default
We keep only what's needed, never sell your data, and you can delete everything in one tap.
Made for the moments your card gets turned away
One card for each place, each with its own limit. Paid from your Digna wallet, and works like a credit card.
Cloud bills
Cloud services bill you after you use them, so many take credit cards only. Make a Digna card just for that bill, with a limit, so it can never run over.
Hotel check-in
Hotels set money aside at check-in for damage or extras, and many turn away prepaid cards for it. Give the hotel its own card, with a limit that covers the stay and nothing more.
Car rentals
Rental counters hold a security deposit, and most only trust a credit card for it. A Digna card covers the deposit, and you can pause it in one tap when you bring the car back.
How it works
- 1
Create your account
Email and a password. You start with $250 in practice money.
- 2
Make a card
One for each place: name it, choose its limit and the day it stops.
- 3
Pay and stay in control
Use it at checkout. Pause it in one tap; it can never spend past its limit.
Try it before you need it
Try paying has sample businesses that follow real-world rules: a cloud service that takes credit cards only, a hotel that turns away prepaid cards, a car rental counter and a streaming service. Pay with an example Chime debit card, Cash App Card or prepaid card, then with a Digna card, and see what each one says, and why.
Chime debit card (example)Nimbus Cloud · $32.00Declined: credit cards only
Prepaid card (example)Harborview Hotel · $150.00Declined: no prepaid cards
Digna card: Cloud hostingNimbus Cloud · $32.00Approved · $18.00 left of its limit
Built on Meta's AI
Money assistant
Muse Spark explains why a payment was declined, in plain words, using your own cards and payments.
Pay a bill
Show Digna a bill (a photo, a screenshot or pasted text) and Muse Spark reads who it's from, how much and when it's due, then sets up a card for it.
This page's pictures
Drawn by Muse Image. The people in them are invented.
Questions
Is this real money?
Not yet. Your account, cards and history are real and saved, but for now every dollar is practice money, so you can try everything without risk. Real cards are on the way, and we'll say so clearly here when they arrive.
What can I do today?
Make a free account and you start with $250 in practice money. Make cards with limits, pause or close them, raise a limit when you need more, and use Try paying to pay sample businesses with an everyday card or a Digna card and see what each would say, and why.
Why do hotels, car rentals and cloud services turn down Cash App, Chime or prepaid cards?
Usually it isn't about you or your money. Places that hold a deposit, or bill you after you use something, want a card that can't come up empty, so many only trust credit cards. The businesses on Try paying follow rules like these, so you can see exactly why a card gets turned down.
What does the money assistant use?
Meta's Muse Spark AI. It looks at your cards and recent payments and explains a decline in plain words, with what to do next. It also reads your bills on Pay a bill.
Is Digna a bank?
No. Digna is not a bank. When real cards arrive, they'll come through a licensed card partner.
Who drew the pictures on this page?
Meta's Muse Image model. The people in them are invented.
Your money's good here.
Make a free account, get $250 in practice money, and see how it feels when a checkout finally says yes.